Portfolio
Complex problems can only be solved through a deep understanding of the systems and integrated approaches to community partnerships, philanthropy, policy, and investment. We work with local and national investors, donors, advisors, foundation staff and trustees, policymakers and community organizations who are closest to the problems we aim to fix. We leverage their expertise and create the conditions necessary for collective visioning and cross-sector collaboration.
Below is a sample of our community and investment partners working to solve our most pressing challenges.
Our Privilege to Partner
Company and Organizations
BONDADOSA
Bondadosa intentionally serves community members who are low-income and without access to affordable nutritious food. Fulfilling contracts that provide free or low-cost, nutritious food through federal food programs including Women, Infant and Children (WIC), Summer Food Service Program (SFSP), and Child and Adult Care Food Program (CACFP). They also provide direct delivery of groceries in low-income neighborhoods of Denver.
A cash flow loan of $152,250 helped them bridge to reimbursement payments on contracts and keep food flowing to families.
Bridge House
Bridge House helps adults experiencing homelessness gain access to resources they need for a better future. Participants in the Bridge House Ready to Work program receive housing and supportive services, and paid work with Bridge House’s partner social enterprises.
Working with NPX Advisors, the $50,000 investment pioneered a new way to fund nonprofit organizations, an impact security, that serves as a debt obligation on the part of the nonprofit, repaid by grants from donors when measurable impact metrics are achieved.
Capital for Communities Fund
The Capital for Communities Fund is an international impact investment fund that lends to microfinance institutions and credit cooperatives in Latin America. Since 1991, the Fund has raised capital from individuals, foundations, and religious organizations to support its mission.
A loan of $20,000 supported poverty alleviation, women’s empowerment, and access to markets for agricultural producers through microfinance.
Infinite Focus/Clymb
Infinite Focus Schools is a socio-emotional learning (SEL) software company. The software product shows results in effecting behavioral improvements and overall well-being among K-12 kids. It is also a tool that teachers can use to help with managing their classrooms.
A convertible note investment from one DAF of $50,000 will support business growth and product development.
Colorado Housing Accelerator Initiative (CHAI Fund)
CHAI is a new investment fund to serve the gap between conventional housing subsidy programs and market rate housing. CHAI will create and preserve affordable housing by extending below market-rate debt financing to developers and other organizations committed to providing quality housing to low and middle income families in Colorado.
A loan of $1 million was made in partnership with the Colorado Trust.
Navajo power
NP is creating economic engines on tribal lands that will benefit native communities and address climate change by converting the communities from coal to renewable energy. NP has built into its business model mechanisms for community development, such as the “Mission Delta” program, in which NP agrees to dedicate an amount equal to the difference between the cost of market capital and the actual concessionary cost of capital from investors to invest in native communities.
A loan of $30,000 that included funds from three DAF holders will support project acquisition and company growth for utility-scale solar projects.
Big Hogan
A Navajo owned and operated hospitality business located near the South Rim of the Grand Canyon. A DAF provided a $20,000 loan for 10 years at 2% to support business growth.
art for redemption
Impact Charitable provided financing to set up an online marketplace for this Denver-based start-up so prisoners can sell their art. Investment from a group DAF with Rockies Venture Club structured as a $33,606 revenue share agreement with Prison Art LLC.
Village Exchange Center
VEC partnered closely with Impact Charitable on the Left Behind Workers Fund to connect immigrants with the direct cash assistance needed to support these families during the COVID-19 pandemic. The organization also offers a variety of support services to help stabilize families such as food assistance and community navigation services.
Worklife Partnership
Through a group DAF with Social Venture Partners, Impact Charitable invested in a Micro loan program (average loan <$1,000) serving low-income, front-line workers who are 80% women. Borrowers access loans as an alternative to pay-day lenders. Investment was a $59,250 loan for 2 years at 3%.
Watson University
This DAF-funded Income Sharing Agreement with Watson Institute provides tuition to students seeking a three-year degree in social entrepreneurship. Students repay loans at a rate based on income earned after graduation. The investment was structured as a $52,500 income sharing agreement.
Sistahbiz Loan FunD
A nonprofit business accelerator providing affordable options for coaching, training, and services to help black women build scalable, sellable models and access the back-office support, cash flow, and social capital that they need. Funding from the loan is dedicated to a portfolio of loans to 15 black female entrepreneurs. The integrated capital investment included a $60,000 loan and a $10,000 grant.
Dope Mom Life
A creative content agency designed to cultivate relationships between organizations and multicultural communities through digital and video content. Dianne Myles started Dope Mom Life (DML) as a means to deliver information to underrepresented demographics. Impact Charitable set up a group DAF loans investment of $18,000 in partnership with Rockies Venture Club.
Clara Brown commons
An affordable housing community serving low income families on property located in Denver needed capital to acquire and develop the complex. A $750,000 loan was made with funds borrowed from The Colorado Trust.
Kyndhub
An online community that gamifies volunteering, intentional acts of kindness, gratitude and monetary giving. A DAF provided a $100,000 revenue share agreement to support product development.
Hands of the Carpenter
Supporting single moms, HOC provides auto repair and maintenance at deeply discounted prices, and sells donated vehicles to women in the program. This social enterprise is expanding to a second location to double the number of women served by the program. In a recent evaluation, results showed that women in the program increased their income an average of 28% after one year.
A loan of $285,000 was made on behalf of five investors who came together to support the acquisition of the second location.
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100% OF DOLLARS WILL BE DEDICATED TO MAXIMIZING IMPACT. You are doubling your impact: first through the investments and grants you can make through Impact Charitable and with any assets waiting to be deployed. All dollars at Impact Charitable are invested in impact-focused portfolios, maximizing impact while generating a return.
Financial Institution Partners
Actively Managed Core Liquid ESG and Impact Portfolio with Equity (60-70%), Fixed Income (20-30%), Cash and Community Investment Notes (5-10%).
Liquid ESG CMA Option with 80-90% Fixed Income, 10-15% Equity, 5-10% Cash.
Pathstone
Pathstone is not only among the leading advisors for social and mission-related investing, but also an established and recognized thought leader at the industry level, with many of our advisors having more than two decades of experience advising and researching environmental, social and governance (ESG) and impact investing strategies. We continue to dedicate significant resources to provide clients with creative solutions and help them best align their investments with their values and their mission.
Amalgamated Bank
America’s socially responsible bank empowering organizations and individuals to advance positive social change. For nearly 100 years, Amalgamated Bank has fought for a more just and sustainable world. We understand that inequity and injustice permeates our society and that we can live in a more equitable way with one another. We also know that historically marginalized communities live complex lives where social and political issues intersect at the same time compounding on each other.
Standing in solidarity with our clients and stakeholders, through our products, people, and internal culture is all part of ending this inequity. We are committed to contributing to the thousands of groups across the country actively working on dismantling systems of discrimination and oppression.
Native American Bank
Native American Bank – In 2001, twenty Tribal nations and Alaska Native Corporations set out with a dream to create a national bank to serve all Native people, communities, governments and enterprises across the country and established Native American Bank, N.A.
At Native American Bank, our primary mission is to assist Native American and Alaskan Native individuals, enterprises and governments to reach their goals by providing affordable and flexible banking and financial services.
To accomplish this, we concentrate on pooling Indian economic resources to increase Indian economic independence by fostering a climate of self-determination in investment, job creation and sustainable economic growth.
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